Homeowners Insurance

Homeowners Insurance

Your home is more than bricks and mortar. It’s full of memories and you’re reflected in every detail. The Crestway Group (CWG) understands what makes your home special, whether it’s a condominium or a custom-built house. We know it took care and effort to turn your house into a home. And we want to make sure you always feel at home, even if something happens and you need to repair, replace, or rebuild. So if you experience a claim, you’ll want more than a check from your insurer. You’ll want your life back, and to rebuild without hassles, headaches, or delay.

Property Types

  • Homes
  • Condos
  • Mobile Homes
  • 1-4 Residential Units

What does a homeowners insurance policy cover?

While homeowner coverages vary there are few common items covered by most homeowners insurance policies that include:

Property Damage

Most policies provide coverage for damage to your house and any permanent structures on your property for:

  • Fire
  • Wind
  • Hail
  • Water damage (unless excluded by your policy like flooding)

Personal Property

Coverage for damage to or theft of your stuff, like:

  • Furniture
  • Appliances
  • Clothing
  • Even dishes (in some cases)

Jewelry

Limited coverage, (usually $500 – $2,000), for jewelry stolen from your home. If your collection is worth more, let us help you with a jewelry policy to cover your valuables.

What else may be covered by homeowners insurance?

Personal Liability

Could help cover medical expenses or property damage to others caused by you or members of your household, including pets. It could also help with legal expenses in the case of a law suit.

Examples: A visitor trips on loose carpet in your home, falls and is injured; or your child accidentally throws a ball through a neighbor’s window, breaking an expensive vase.

Medical Bills

Medical payments coverage for minor injuries to people who don’t live with you but are injured on your property.

Example: A visitor slips down your steps on a rainy day and is injured.

Additional Expenses

Coverage for extra costs you might have to pay when experiencing a covered loss.

Example: A fire makes your home uninhabitable and you need to temporarily live elsewhere.

Why Crestway Group

The Crestway Group (CWG) can help you design and customize a Homeowner’s Insurance plan especially for you or a family member. Contact a team member in our Personal Lines Division to ask about assisting you in obtaining a coverage plan that will help protect your property.